Welcome to Solway Credit Union

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 In accordance with new General Data Protection Regulation (GDPR) you can view our Privacy Notice here.

Please contact us to make an appointment if you would like  to meet in the Dumfries office.

Opening Hours

Tuesday 9.00am-5.00pm 

Thursday 9.00-1.00pm (Advisor working remotely, available by telephone 01387 267200 or email: info@solwaycreditunion.co.uk)

Friday - as Thursday.

Please telephone 01387 267200 or email info@solwaycreditunion.co.uk  If you would like to apply for a loan we have an application form on our website, to complete online, or download to complete and post or email to us.   We can also post out a loan application form to you if this would be easier.

Please contact us  if you are unsure about anything.  We are here to help.

If you haven't already registered for the online services on the website why not do this now.  Once you have registered you will be able to check your balance, request a withdrawal online etc.

Try to plan a few days in advance if you need to withdraw from your account.  If you think you need a loan in the near future please contact us as soon as possible to discuss this.  The loan process normally takes a maximum of 7 working days days from the date of application to the funds being deposited in your account.

If you are concerned about your loan repayments please contact us.  

Daniel McKeever, Chair of the SCU Board of Directors.

Who are we?

Our vision - to promote and provide a safe home for your savings and affordable borrowing for our community.

 Are you looking for a more straightforward approach to managing your basic finances? Are you looking for no hidden fees, straightforward contract terms and no disguised charges? 

Join Solway Credit Union…….financial services you can bank on!

Solway Credit Union (SCU) was set up in 1999 by a group of local people interested in promoting thrift, namely encouraging better ‘financial health’ through regular saving and low cost loans. We are able to provide a range of practical, affordable and straightforward financial services to everyone living or working in our Common Bond area of Annandale & Eskdale, Nithsdale and the Stewartry.

Whatever your current circumstances, we will do our best to find a financial solution that suits your needs. We’re a different kind of bank with all of the usual government-backed safeguards as members of the Financial Services Compensation Scheme but with one very big difference in how we operate... we are owned by people like you and operated for the sole benefit of people like you... people that live or work in Annandale & Eskdale, Nithsdale or the Stewartry.

We currently offer a Share account, Junior Saver for children up to 16, a simple Loan account for those wishing to borrow, and Payroll Deduction for regular savings.  Savings and Loans are protected by free life assurance provided by CUNA Insurance Group. All savings are fully guaranteed by the Financial Services Compensation Scheme up to a maximum of £85,000. We are also affiliated to our trade body ABCUL, Association of British Credit Unions Ltd.

As an organisation that prides itself on its ‘social responsibility’, we strive to improve and enhance the social, financial and economic well-being of members by promoting sensible savings and affordable borrowing. In other words, our ethos is ‘ethical’ banking.